Free until it is worth keeping
The whole engine works before you pay anything. What you pay for is keeping plans somewhere safer than one browser, and the things that only matter once the plan is real.
Free
The whole engine, one plan, in your browser.
- One business plan
- The full 60-month financial model
- Every worksheet and every section
- Export to PDF, CSV and JSON
- Works with no account, in this browser only
Owner
For the plan you are actually taking to a bank.
- Unlimited plans, kept on the server
- Plan versus actuals, month by month
- AI drafting with your own API key
- The Regulated document type
- Everything in Free
Adviser
For accountants, mentors and business advisers.
- Shared workspaces for client plans
- Invite clients as members or viewers
- Your own branding on the exported document
- Priority support
- Everything in Owner
Billing is not switched on yet. There is no checkout in the product today, so the paid tiers describe what is coming and what it will cost rather than something you can buy this minute. The free tier is real and works now. If a paid feature is what you need, say so on the contact page and you will be told honestly when it is ready.
Questions
What can I do without paying anything?
Everything the engine does, on one plan, in your browser: the full 60-month model, every worksheet, the auditor, the charts and all three exports. No account, no card, and nothing leaves the machine.
What does an account actually add?
Somewhere other than one browser to keep the plan. Clear your browser data on the free tier and the plan goes with it — an account means the plan lives on the server, kept apart from every other account, and comes back when you sign in anywhere.
Do I pay for the AI writing?
No, and you cannot buy it here. You bring your own API key from your own provider account and pay them directly for what you use. The key is kept in your browser and never sent to us.
Is my plan locked in?
No. Export the whole thing as JSON, the financials as CSV and the document as PDF, whenever you like, on any plan including the free one.
What happens if I stop paying?
The plans stay readable and exportable. Nothing is deleted for non-payment without telling you first, and you can always take the files out.
Do you offer anything for advisers with many clients?
That is what the Adviser tier is for: each client gets their own workspace, and you are a member of it. Get in touch before buying it — the shared-workspace flow is the newest part of the product.